It’s hard to believe it’s nearly the end of the year; the holidays are right around the corner, and your schedule seems to have filled up overnight. You probably feel like you don’t have time to worry about how your dental insurance works or when your last dental visit was.
At Chesapeake Bay Dentistry, we want to help Annapolis residents maximize their insurance benefits.
So, how do you use dental insurance before year-end in Annapolis?
Keep reading to learn more.
Insurance Coverage Nuances for Preventive Treatments
Most dental insurance coverage resets at the end of the year, so starting on January 1, you lose any unused benefits from the previous year. Since you paid for your dental insurance, you should do everything you can to use it.
Here are some tips to get the most for your hard-earned money:
- Most insurance companies pay 100% for routine exams and cleanings twice a year.
- Most insurance companies have an annual maximum, which is the most they will pay in any given year. Check whether you have coverage left and schedule appointments if you do.
- Most insurance companies have a deductible you must meet before they begin to pay for a percentage of the treatment. Check to see if you’ve met your deductible before planning treatment.
- Consider using the rest of this year’s benefits for part of a multi-phase treatment (such as a crown) and finishing the treatment with next year’s benefits.
Year-End Dental Care in Annapolis
Preventive care is the cornerstone of good oral health; we recommend a routine exam every six months to assess your oral health and professionally clean your teeth.
If we catch any issues before they worsen, these preventive visits can also help reduce future dental costs.
When you visit us for a preventive visit, we will:
- Remove the stubborn plaque and tartar that your toothbrush can’t
- Apply fluoride to protect your teeth
- Examine your teeth and gums, looking for any dental issues
Now Is the Time to Schedule
If you live in Annapolis or the surrounding area, now is a great time to schedule appointments for you and your family. We’re often busy at the end of the year, so planning early is the best way to choose times that work best for you.
Need Preventive Dental Care in Annapolis, MD?
If you need a dental cleaning in Annapolis before December, our experienced dental team will happily take your call! At Chesapeake Bay Dentistry, we can help you schedule your appointments before your benefits expire and head into the new year with a fresh, clean smile.
To get started today, please contact our dental office at (410) 266-8250.